See where your money went on one board

That question usually means: which categories ate the budget, which merchants repeat, and whether the trend is getting worse. Insights answers with widgets you can scope to this month, the last six months, or specific accounts.

Category breakdown shows a donut of expense share by category. Top merchants ranks where you spend by payee. Spending over time plots expenses month by month so spikes are obvious without exporting to a spreadsheet.

The Income vs expenses widget compares what came in against what went out across the last six months. That is the classic am-I-living-within-my-means view.

Net cash flow summarizes this month with a sparkline and optional comparison to the prior period. Savings rate shows the percentage of income left after expenses when both sides have data. Neither widget forecasts the future or connects to net worth. Those are separate surfaces in the app.

Budget pace lists your top categories with planned versus actual bars, but only when a budget period exists for the month you are viewing. Tag leaderboard ranks spending by tags you assign (trips, side projects, tax-deductible runs). Upcoming recurring lists scheduled bills and income from your Recurring tab.

The global scope bar sets period and accounts for the whole board. Individual widgets can override scope when you need six months on spending over time but this month on category breakdown.

Select any bar, slice, or total to open drill-down: a paginated transaction list filtered to that slice. Close the panel and the board stays where you left it.

Sam opens Insights with This month and all checking accounts selected. Category breakdown shows Food at 32% of spending. They tap the slice and confirm three delivery charges they forgot to log.

They switch to Income vs expenses for the last six months. Expenses crept up in June. Budget pace shows Transport over plan by ₱1,200. They log the missing transactions with Quick Entry, then adjust next month's transport planned amount on the Budget page. The charts already named the problem.